Fansly and MYM: What You Really Keep, and What They Say About AI

How much do you actually keep on Fansly and MYM Fans, and can you use AI to answer your fans? A September 17, 2026 review of both platforms' published terms by OFM News sums it up.

Fansly

• Revenue share: creators earn 80% of subscriptions, sales and tips (Terms of Service dated July 21, 2026). Chargebacks may be deducted.
• Pending period: earnings wait 7 days before withdrawal.
• Payout minimums: $20 (Paxum or Cosmopayment), $50 (SEPA), $100 (international wire or crypto).
• AI: the terms prohibit content where AI systems interact with users to generate personalized responses "without human oversight."
• Agencies: if you share your credentials with a manager or agency, you remain solely responsible. Fansly offers Management Sessions (single-use links with chosen permissions) to give a team access without your password; payouts and account closure are always excluded.

MYM

• Revenue share (on the price excluding taxes, after charges): 75% on subscriptions, 80% on private media, private shows and tips, with one extra point on private media and subscriptions for SuperStar creators.
• AI: MYM's terms explicitly allow creators to use AI tools to manage their account, including messaging.

Our take

Fansly is the stronger fit for US creators who want an OnlyFans backup; MYM is mainly worth it if you have a French-speaking audience. Whatever you use, keep a human touch in your DMs: fans pay for you. Read can you succeed alone? and compare notes in the help group.

FAQ

Sources

• OFM News — Fansly and MYM: published fees and what each says on automation (Sept 17, 2026)